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Author - Sam
Updated: December 1, 2023 | Credit Card Review The TD FlexPay Credit Card offers you one month off, once a year, from making a payment. Once in a 12-month billing cycle you get to skip your monthly payment! Choose any month you want (has to be scheduled beforehand). The skipped payment will not incur a late fee or a late payment mark on your credit. TD simply wants to provide you with some breathing space. In addition, TD will automatically refund your first late fee each year. However, the late payment may result in a negative mark on your credit (unless it was scheduled beforehand to be skipped as described above) .
- Credit: Good credit needed
- Credit bureau: TD bank will usually pull your Experian credit report
- Check application status: You can check your application status by calling 1 888 561 8861
- Quickest way to get my card: Right after approval, you can walk into a TD branch and have them print your physical credit card for you. You can get it even as quick as the same day you are approved.
Approval Monitor (submitted by HelpMeBuildCredit users)
Credit limit range $3,000-$30,000
Avg. Credit limit$16,500
Disclosure: These results are based on information submitted by HelpMeBuildCredit users. Credit card approval results are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. Neither HelpMeBuildCredit nor the bank advertiser's take any responsibility on the accuracy of the information.
HelpMeBuildCredit credit ranges are a variation of FICO®️ Score 8, one of many types of credit scores lenders may use when considering your credit card application
- The balance transfer fee is 3% or $5, whichever is greater. After that, the fee is either 5% or $5, whichever is greater
- You cannot transfer balances from other credit cards issued by TD bank
- It seems like you have the full 18 months to request the balance transfer to receive the Intro 0% APR offer
Get reimbursed for up to $500 per claim (with a $50 deductible) if your cell phone breaks or gets lost or stolen. To activate coverage, you need to pay your monthly cell phone bill with your TD FlexPay credit card. Max 2 claims per year, max $1,000 per year.
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